![]() The step-up Total Equipment Coverage plan includes extended warranty coverage. The most basic is the Wireless Phone Protection plan, which covers lost, stolen or damaged devices. The sheer number of paths you can take for device protection at Verizon will vary. Existing plans and prices will remain the same. Starting at that date, the carrier will reduce or eliminate some of the service fees associated with device repair and add data recovery services (more on that below). Verizon includes an extensive list of device insurance and phone protection plans, but its best offerings aren't arriving until April 27. Verizon Wireless protection plans are getting better in April If you would prefer to work with your wireless provider on all things pertaining to your device, carriers themselves also offer a series of insurance options that provide comparable coverage for repairs, theft and loss. The most obvious downside to relying on AppleCare Plus is that Apple's plans focus solely on the phone itself, with limited access to supporting you through changes to your wireless service. This begins at $39.50 per month for the iPhone 14 and costs as much as $74.91 per month for the iPhone 14 Pro Max with 1TB of storage. Under that program, you'll either pay for your phone over the course of 24 months or make 12 payments to upgrade early. The plans also include customer support for iOS issues, including assistance using iOS, help connecting to Wi-Fi and questions about other Apple services like FaceTime.ĪppleCare Plus is also included with the iPhone Upgrade Program, Apple's monthly payment program that allows for yearly trade-ins toward the next year's device. These costs range from $29 for screen or back glass repairs to $99 for most other accidental damage incidents or $149 to replace a stolen device. You should note that a repair will still incur a service fee or deductible. And the iPhone SE comes in at $4 per month or $79 for two years.īoth types of AppleCare Plus plans cover unlimited repairs for accidental damage to the iPhone itself, the battery inside of the iPhone and the included USB-C to Lightning cable. The base iPhone 14, 13, 12 and 13 Mini are $8 per month or $149 for two years. ![]() The iPhone 14 Plus is $9 per month or $179 for two years. The iPhone 14 Pro and Pro Max plans are $10 per month or $199 for two years. If you don't need Theft and Loss coverage and are only interested in phone repairs, AppleCare Plus prices are slightly cheaper. And the cheapest is the iPhone SE at $7.49 per month and $149 for two years. The base iPhone 14, iPhone 13, iPhone 13 Mini and iPhone 12 are $11.49 per month, or $219 for two years. For an iPhone 14 Plus, you'll pay $12.49 a month or $249 for two years. ![]() Unauthorised calls probably won’t be covered.Under the current AppleCare Plus with Theft and Loss plans, a monthly plan for an iPhone 14 Pro or an iPhone 14 Pro Max costs $13.49 per month, or $269 over two years.If you choose the right mobile phone insurer, however, you should be able to get a new handset straight away. Home insurance claims generally take some time to go through, leaving you without a mobile in the meantime.Again, if you do have to claim, the excess (the amount you have to pay towards the claim) might be higher on your home insurance than it would be if you had separate mobile phone insurance.For this reason, some people prefer to keep their home insurance and their mobile phone insurance separate. If you do have to claim for your phone on your home insurance, your premium might increase when it comes up for renewal.It’s a relatively cheap way of insuring your mobile phone (but see the following two points).Here are some things to consider if you’re considering including your phone on your home insurance: Your insurance company might also offer you the option of adding accidental damage cover for your phone in the home, or cover for your belongings – including your phone – outside the home. You’ll probably find that your home contents insurance covers your mobile phone if it’s stolen during a house break-in.
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